Consolidating credit card debt with chase
Additionally, as long as you pay your balance in full every month, this card offers a competitive cash back rate on all purchases.Card Details: Editor’s take: The Citi Double Cash Card is a great card if you are looking to transfer a smaller balance to a card with fantastic cash back earning potential.Apply Now With the Discover it Cashback Match Credit Card, you can double your cash back rewards at the end of your first year of card ownership.Combined with an introductory 14 month 0% APR offer and lucrative 5% bonus cash back categories, this card stands out as one of the best reward-earning balance transfer credit cards on the market.
Credit card companies won’t allow you to directly use a credit card to make a monthly payment.
Essentially, you are transferring what you owe from one credit card to another card that has a much more favorable interest rate.
These cards are typically targeted towards consumers with good/excellent credit, who can pay down their debt within 18 months. Recap: Bankrate’s favorite balance transfer credit cards We evaluated over 300 credit cards using our proprietary Bankrate Score to rank our top balance transfer credit cards.
Find information, advice and recommendations for balance transfer cards below. We analyze each card on factors like APR, annual fee, late fee and foreign transaction fees, rewards, intro bonus, perks, and credit threshold.
Bankrate’s Best balance transfer cards of 2018Expert analysis: The best balance transfer credit cards of 2018What is a balance transfer credit card? Length of introductory 0% interest period and balance transfer fee are weighted more heavily for balance transfer cards.
In addition to the introductory offer, you will want to keep this card in your wallet for its uncomplicated rewards program that pays a respectable flat 1.5% cash back on all purchases. Apply Now The Capital One Quicksilver Cash Rewards Credit Card has the shortest intro balance transfer period of any of the cards on this list.